Much like Charley we are getting a 2nd landfall here in the Carolinas. Fortunately this one is staying to our south. Just a bunch of rainy, windy bands for us
We have friends that live in Matlacha Isles on the water, which is the most eastern part of Matlacha. Haven't talked to them, but their brother just texted me that they were fine and had only minor house damage but were stranded there. I doubt their boat survived but they may have moved it. Of course, he is a builder so it was a beautiful home built up high with plenty of reinforcement/code upgrades and it faced NE, so if anybody's house was to survive it would be his. Not sure I would want to be the only surviving house in a neighborhood tho.
Well, my house seemed to make it through well enough. Lost power and any ability to connect to the internet on Wednesday night. Got internet connection back over the phone this morning. Power was still out when I left for the airport.
All this talk about flood insurance and again I ask why I'm mandated to have it when we just had a historic rain and flood event and I didn't have water encroach my house within 25 to 30 feet or more. Some standing water in the road and that was it. In any event we just got our power back on and have no leaks or damage other than trees in the yard. Grateful at this time and upset for others I know who weren't so lucky.
Agreed. I was including a risk-equivalent insurance rate as part of being able to afford the replacement cost of the house. Also, they need to pay higher property taxes to fix the public infrastructure around them that is damaged by a hurricane. And higher utility bills to fix any private infrastructure they use, like electrical and internet services etc.
In Oklahoma, you don't have to have flood insurance if your house is outside the 100-year flood plain. If you get water damage your regular homeowners covers it.
I saw on the news a family getting rescued by a helicopter. They had bought a house on the island two weeks before, and decided to ride it out in the rental house on the island before moving to their new house. I feel bad for them.
Get a LOMR if house and surrounding grade are above the FEMA 100 year flood maps. Check elevation on flood map vs your finish floor elevation for an idea if you qualify. Hire engineer/surveyor to file LOMR for you. Once approved, flood insurance requirements should be removed. Letter of Map Revision (LOMR)
Apparently the inland flooding is so bad they had to close a section of I75 in Sarasota, and US41 closed between port Charlotte and punta gorda.
FDOT has said 30 days to complete design and 12 months to rebuild Sanibel Causeway. All those businesses are essentially out of business. Wonder if resorts will set up ferry service to stay open. South seas plantation is a massive operation/property to shut down
Yesterday there was rushing water with whitecaps on the side of the road in that area. We drove right by it. Not clear why it would rise even more now
Thank you guys for the updates with this storm. As a Gator now living in Colorado, I still have family and friends in Florida. I really appreciate everyone's posts reporting local conditions in their specific areas as it is way more local and accurate. Thanks again guys. Go Gators !
State and local tax deduction has been capped at $10k for several years now. Even at high marginal tax rates, I don't see how this becomes an "if you can't afford it" argument.
South Seas and a couple of the bigger hotels probably have some type of biz interruption insurance and/or deep pockets. . The rest probably not. Actually I seem to recall South Seas was sold to a new investor group not long ago ( bad luck for them). SS was around before the causeway, think they survive in some form. They were closed over a year after Charlie and came back strong.