Are You Concerned that the CBO Says the Trump Bill Will Cause 11.8 Million to Lose Health Care?

How can you have "insurance" without their being a third party/middleman?

 

By selling a product that protects against catastrophic loss and not using the government to require polices cover things that are not insurance issues.

Yes insurance is a form of a third party middleman in a sense. But the product is not meant to cover minor things. Yet we mandate it to do that.

 

That is why they have dictionaries.

greed

 

LOL!

Go ahead and define Greed for me. I am curious to know what "Greed" means to you? What is Greed?

 

Not 'in a sense,' it is a literal third party, whether its a private corporation or the government with Medicare. I pay premium / taxes to the third party, they pay the service provider. So your big idea is just to bring back junk insurance policies that dont cover anything so corporations collect more money and pay less claims to finance end of life and catastrophic care? So basically pre-2014?

 

Actually it is a good thread. That is on topic. But you cannot provide anything to it I guess...

There is a reason you are only giving me the off topic rating and not those whom you agree with. But when you cannot offer anything to the thread and board most of the time...that is what one does. Not horrible. But sad.

 

Asked and answered. You just want to deflect from the internal inconsistency of your arguments.

 

Insurance companies do not want to go back to selling actual insurance because they would make much less money. They love being the one who collects $55 from the member to then send $50 to the provider. No reason for them to be a part of that transaction. But here we are...

 

LOL! No you did not answer.

What is greed?

Are you greedy? Do you make too much money?

It will help to discuss once I understand what you think greed actually is. Surly you are not greedy...at least in your eyes!

 

If you want private insurance how would that ever not be the case? They are going to collect more premium than they pay out in claims, for the profit of shareholders and to cover their operating costs. Likewise the provider is going to collect more money than their costs too ... thats how capitalism functions lol. If you are profiting from providing care, you are no different than an insurance company.

 

I did. With a link and everything.

Yep and yep.

I provided you the definition of greed. Basic logic would follow that I agree with the definition that I provided. So, if you want to know the definition of the word, you can click on it. I'm not sure how I could make this any simpler for you.

 

A true insurance policy will not need to cover an annual exam or even an x-ray/bloodwork. There is no reason for the actuaries to even consider that in their calculations. Along with so many other nominal procedures. The cost of a true insurance policy designed to cover for catastrophic loss will cost way less than a bronze ACA HMO policy that limits the doctors you can see. Healthcare in this country is far from capitalistic. The insurance companies want the government to force as many coverages as possible. That way they can charge the policy holder for that coverage. It is not that complicated. There is no reason for health care to be this complicated. But the foundation for the quasi fascist system was laid back in the 60s with Medicare. Now we have the mess that our system is. Hospitals/Insurance/Pharma have a ton of lobby power. And it is not good.

 

So now that I understand that you are greedy. And at the same time you feel you make too much money.

Are you willing to start making less or does your greed trump doing what is right in your eyes? Or do you believe greed is good?

I never complained about "greedy" corporations or "greedy" doctors as you defined them in your clear attempt to demean them with the use of "greed".

 

That is the most ridiculous thing you've posted here on this thread and that is saying a lot lol. The entire system is driven by profit, cost management and privatized (even non-profit and charitable hospitals and the like have to manage costs and are compelled by market logic). Even Medicare and Medicaid simply pay private entities who agree to take those forms of payment. The whole healthcare system is just a shell game of cost transference, which in the end enriches shareholders and investors. It is a business which has the added bonus of people willing to go into massive debt because they don't want their wife/kid to die, something that is just as exploitable by you, the provider, as it is an insurance company who has incentive to deny claims or not negotiate ruthlessly with providers.

 

I made no ethical judgments. If you took it as an ethical statement, that is a you problem.

Sure you weren't. You were just ranting about how corporations were so terrible and that they were driven by profit. While being driven by profit. And wanting doctors to be driven by profit.

 

Insurance policies covered things like that even before ACA regs. Is your idea that the government should compel insurers not to cover these things and mandate the plans they can sell? (A bizarro ACA if you will) Since our healthcare was stupidly tied to employers, these are the kind of things companies and unions could offer as benefits to employees/members and such.

 

LOL!

Want to get healthcare costs under control. Shift the power back to the doctor and patient. You clearly think the only way to do that is big government and big corporations to help them run it. As that is how it will happen. I prefer open up the market to allow competition to thrive.