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American got sick in Taiwan and discovered the horrors of socialized medicine

Discussion in 'Too Hot for Swamp Gas' started by studegator, Mar 1, 2019.

  1. flgator2

    flgator2 GC Legend

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    That had to be a horrible experience , sorry to hear. I'm confused , are saying you never got a notice stating you were late on payments or they just canceled you? Or are you saying the hospital didn't notify you that you didn't have insurance? Most insurance companies want your money so bad they send an obnoxious amount of reminders to pay. I would like to think those who told you they were sorry meant it after all they're human beings like us and most have a heart.
    Why blame capitalism on this?
    Insurance companies do suck, when my daughter was born there was complications with her and she wasn't breathing we didn't get to hold her for several hours, but the doctors and nurses did amazing work are care and my daughter who is alive today and start's UF in Fall because of them. I wouldn't trade our doctors and nurses for anything. Now our insurance companies is a different matter, BCBS sent us a bill after an extremely large amount that they covered and canceled her insurance and stated she had met her life time maximum benefit amount she was 2 weeks old. It took me 6 months of reading the entire policy multiple time and finally they had to cover the remaining bill except like $10,000. I don't think anybody should have to fight like that, it's a crooked system. But far better than the Gov't running it.
     
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  2. gatorknights

    gatorknights GC Hall of Fame

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    The insurance company just cancelled the policy effective date of death so the hospital bills were not covered. So you know who sent me the bill after the fact. Loads o' fun.
     
  3. G8trGr8t

    G8trGr8t Premium Member

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    Did they have health insurance in the US?
     
  4. G8trGr8t

    G8trGr8t Premium Member

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    During our travels this year I discussed this with residents on Spain, Norway, Canada, Britain, and Ireland. Everyone besides Norway that didnt have additional private coverage hated their healthcare programs. Anectdotal, but real people, real experiences. I have never had to wait more than 2 weeks to see a specialist
     
    Last edited: Jul 16, 2019
  5. G8trGr8t

    G8trGr8t Premium Member

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    Medicare fraud is rampant. Do you really think medicate is run well? Seriously?
     
  6. G8trGr8t

    G8trGr8t Premium Member

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    Costa Rica is good for dental care. Your friend shoukd have went to urgent care. How much was his bill after insurance paid?
     
  7. G8trGr8t

    G8trGr8t Premium Member

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    Get travel insurance
     
  8. G8trGr8t

    G8trGr8t Premium Member

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    Those are cash prices for people without insurance. What is cost to patient with health insurance for knee replacement?
     
  9. G8trGr8t

    G8trGr8t Premium Member

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    I assume services were rendered before death. Coverage is typically based on time of service, nit time of billing. This makes no sense. If coverage was in effect when procedure was performed then it shpukd be paid for
     
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  10. intimigator1

    intimigator1 GC Hall of Fame

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    1700 plus the monthly premiums paid prior to ever using insurance. What amazes me is why people dont figure the "club fee (I.e. premiums)" into the total cost.

    If someone carries insurance for 10 years at 400.00/month and never uses it then gets hit with say a $10000.00 bill after insurance co pays then the actual cost for that incident is $58000.00.

    Just incredible.
     
  11. demosthenes

    demosthenes Premium Member

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    Yes, and since it was relatively recent he should be able to still involve an attorney even if simply to write a demand letter to the insurer.
     
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  12. Crusher

    Crusher GC Hall of Fame

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    And you've hit on the crux of any and all insurance...a hedge bet. You are betting $400 a month that you are going to get sick and use that coverage in excess of what you paid in. The insurance company is betting using actuarial data that you aren't and that they will make a margin on you.
     
  13. fastsix

    fastsix Premium Member

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    American medical care is great when you have good insurance. No question about that.
     
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  14. MaceoP

    MaceoP GC Hall of Fame

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    I worked for 48 years, paying mostly max in social security and medicare. I now have medicare for myself and my wife. I'm paying now over 800.00 per month for Part B, Part G supplemental, and a drug and dental plan. To all those who think medicare for all is free medicine, you are sadly mistaken.

    Medicare for all 'might' be feasible if we had tight controls on cost and who gets the insurance. If you couple medicare for all with open borders, and cover any incoming immigrants, that would be a recipe for financial disaster. Someone will have to pay for those who can't afford all the supplemental fees.
     
  15. Tjgators

    Tjgators Premium Member

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    It has to be free market. On the 3rd of this month I was on Lake Weir and had to rush my wife to The Villages ER. After 5 days they wanted to do surgery. There was no way I was letting that happen and put her in an ambulance and sent her to the Cleveland Clinic which has probably the best colorectal surgeon in the world and had performed a miraculous surgery 10 years earlier on her. Would single payer let me do that? I doubt it. I would have been stuck with a general surgeon that didn't really understand the intricacies of what had happened in the past.

    The straddling of the systems sent us to Medi-Share. I'll let you all know how well they take care of us. I had been paying $1,600 a month with a $1,500 deductible. That was a hard bill to swallow each month when my family never went to the doctor. Medi-Share, I pay $360 a month with a $10,000 deductible. I am guessing I am gonna be out of pocket for some big bucks the way this all went down but Medi-Share is telling me differently. They say they will take care of the bills.
     
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  16. gatorknights

    gatorknights GC Hall of Fame

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    Sorry to hear about your wife, it sounds a lot like what happened with Mrs. GK. Here's hoping for the best for you all. :emoji_thumbsup::emoji_thumbsup::emoji_thumbsup: