They had 4 years to prepare

Discussion in 'Too Hot for Swamp Gas' started by g8orbill, Oct 2, 2013.

  1. northgagator
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    northgagator Well-Known Member

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    The only reason why companies offerred insurance was to attract and keep good employees. Back then providing coverage was fairy low cost for the employeers to provide.
    http://en.wikipedia.org/wiki/Health_insurance_in_the_United_States

    As for employers getting rid of a benefit: One the high unemployment makes it a buyers market. Very few unemployed people will turn down a job because of no insurance benefits. Also, the penality for employers who do not offer a health plan is only $2,000 dollars a person. That is a hell of less money than $6K or $8K.
    It is possible that some of the money will be offered up as pay raises but don't waste your time thinking it will all go to payroll. For one thing businesses will be losing a tax deduction on the money they spend on health care. Also, we have to remember that Tax increases we sort of dodged early this year are still out there. The Dems will go for the tax increases to pay for the unfunded entitlement programs. If this trend keeps up you can expect the American Middle Class to disappear in a generation or two.
  2. GatorBen
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    GatorBen Well-Known Member

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    Non-responsive. The question was, if Obamacare caused premiums to go up, why would employers respond by cancelling the coverage all together rather than passing on a higher amount of premium responsibility to the employee, which clearly is also an option? It didn't make the amount your company was paying to start with be any more unaffordable than it already was, so why did it require them to stop paying that amount as well?

    Your answer essentially admits, without saying as much, that employers are using Obamacare as their excuse to employees about why health insurance is being dropped, despite it primarily being driven by other factors.
  3. fredsanford
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    fredsanford VIP Member

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    Obamacare plans are private. The government may be more involved in healthcare, but they are not providing it.

    That would be single payer.
  4. RealGatorFan
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    RealGatorFan Well-Known Member

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    Well, it's also your own boneheaded politicians who decided to sign a bill with no writing on it. How dumb is that? That's on top of the fact that Americans don't want ACA anyway. Who is the servant here? Not the elected officials.
  5. RealGatorFan
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    RealGatorFan Well-Known Member

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    BS. You don't own a business do you? My wife does and his 20 employees, which means she's not required to provide healthcare. The problem is, she does have to provide it. The problem is the difference between a competitor with 51 employees is not much different than hers. But, they are large enough to support roughly $12 million in revenue which is good enough to pay for healthcare.....although somebody is taking a huge hit in their pocketbook. So, when she is finally able to draw a salary, she has to spend her salary on employee healthcare. She's back to step 1. In fact, because of ACA, her employee overhead now stands at 80% of revenue. Most small businesses will end up failing because they can't afford to compete with their larger brethren.

    Considering 63% of all businesses in the US are under 50 employees, imagine if 25% of them close their doors.
  6. DeanMeadGator
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    DeanMeadGator '63 Gator VIP Member

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    Which of the following are throwing throwing tantrums:

    1. The Congress, which refuses to be covered by Obamacare [a law it passed].

    2. The Teamsters Union, which has realized the effects of Obamacare, and is suddenly using its political contacts, including those at the White House, to be exempted.

    3. The Cleveland Clinic, which has recently reduced the number of its employees based on the projected costs of Obamacare.

    4. Various companies that have already converted full time jobs to part time jobs.

    Query - when young people and young families learn how much their premiums wil increase, how many will choose to be covered, and how many will simply pay the fine? The same can be asked with respect to small businesses.

    Finally, what impact will Obamacare have on the already sluggish recovery?

    Are the majority of Americans, who do not want Obamacare, throwing a tantrum?

    What this really shows is that there are no leaders in Washington, there are no statemen in Washington and there is no one who can forge a consensus or even get members of Congress to talk with one another.

    It also shows what kind of people are running our country. Name one business that could survive if it engaged in the kind of cra that is going on in the cesspool we call Washington.
  7. dadx4
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    dadx4 Well-Known Member

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    80% of them aren't even aware that they will have to sign up. LMAO!!!
  8. GatorBen
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    GatorBen Well-Known Member

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    Erm, I understand that. It's not really germane to what I said though. My point isn't about businesses that are picking up the increase in healthcare, it's about businesses that are dropping healthcare altogether.

    The point was that nothing about the ACA forces the employer to pick up the increased costs. They clearly can say "we're still paying the same amount we were last year, your portion has gone up slightly because of the ACA." That makes complete sense. To say "ACA made it too expensive, we're not paying for any healthcare anymore" suggests a business that was looking for an excuse to drop healthcare to start with and found it in the ACA. Because in no way does the ACA affect the ability of a business to continue paying the amount that they were already paying.

    And at the end of the day, the employment market isn't rewarding a business who, faced with a choice between increasing the employee contribution and dropping healthcare altogether, chooses to drop it altogether. What employee is saying "nah, I don't want to pay another $70 per month for my share of the health insurance, I'd rather be responsible for 100% of the cost myself"? So being competitive in the employment market clearly is not the explanation for why a business would drop coverage.
  9. g8trjax
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    g8trjax Well-Known Member

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    Hell, many of them don't have brains or money enough to get photo ID's and obama expects them to purchase health insurance? What a bizzaro world we live in.
  10. g8orbill
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    g8orbill Gators VIP Member

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    that is laughable

    The lib media and your beloved prezBO are trying as hard as they can to push this bullchit- not surprised at all that you libs fall for it
  11. wcj786
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    wcj786 VIP Member

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    You want to complain about the Repubs refusing to help out your god (little g) and savior, Hussein Obama, yet also refuse to acknowledge that the bill was passed by only ONE party. Not one single Republican in either house voted for the monstrosity, yet you now expect cooperation, when your god and savior refused to put anything in the plan that Republicans suggested?

    You want to talk about hubris and idiocy? I would suggest you start looking in the mirror to see what the definition of those two words really are, if you expect any party to accept and help implement a bill that was passed on 100% party lines, the first time that has ever happened on an issue even remotely as nation-changing as Obamacare.
  12. diehardgator1
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    diehardgator1 Well-Known Member

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    Dont understand what difference it makes who runs the exchanges. Except the fed government will get stuck with the bill rather than the people of the State Of Fl
  13. fredsanford
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    fredsanford VIP Member

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    The states that opted in got additional funding.
  14. DieAGator
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    DieAGator Well-Known Member

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    It was never meant to go well, it was about taking something from other people and giving it to someone else. Do you think the 40 million uninsured have any money? Do you think Obamacare will make them pay for insurance?

    Either the country goes bankrupt borrowing to pay for their services or the people who have traditionally had healthcare, and don't want to lose it, pay higher premiums for the tens of millions who will be exempt from cost under ACA.

    There's no way around it. This thing was a loser from the beginning.
  15. g8orbill
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    g8orbill Gators VIP Member

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    yes shab the states that opted in got additional funding for 1 year-then it comes out of the state coffers
  16. 108
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    108 Premium Member

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    It's a very small percentage
  17. HallGator
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    This is the thrust of my point. Something doesn't jibe when you compare an increase with dropping all employer participation.
  18. JerseyGator01
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    JerseyGator01 Well-Known Member

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    28,000 visited a CT exchange yesterday and only 167 signed up for ACA (less than 1%). Yet the most overhyped lawyer in world history is bragging yesterday about hits on a web site. Dumb as dumb gets.
  19. baygator1
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    baygator1 Premium Member

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    Or, we could look at it like this...why would an employer subsidize employees in a company sponsored health plan when those employees can be subsidized by the federal government through an exchange plan?

    Those companies can redirect that money back into the business, or to employees in other ways like increased 401k match (and/or a multitude of other ways).
  20. g8orbill
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    g8orbill Gators VIP Member

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    who pays for it bay

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