good read and op-ed and one I believe to be accurate http://personalliberty.com/2013/12/24/the-obamacare-deception/ from the article: The apparently flawed law is doing what its designers intended. It’s blowing up the private health insurance market — which was already a morass of bureaucratic and regulatory argle-bargle and inefficiency — and driving the country, inexorably, toward a single-payer socialist/fascist healthcare system one unConstitutional “regulatory” change at a time (at least 14 of them so far). Central planning progressives, by word and deed, have long expressed their desire for a single-payer redistributive healthcare system. Obamacare has essentially accomplished that, while preserving the insurance companies as “middle men.” Insurance companies bought into the scheme because, rather than having to battle over customers and depend upon individuals to pay their premiums, they preferred the idea of a captive consumer pool and premium payments guaranteed by the Federal Treasury. One by one, Health and Human Services Secretary Kathleen Sebelius’ regulatory tweaks and President Barack Obama’s exemptions are removing payers from the system. They’ve created a regulatory jumble that has forced insurers to drop millions of policies that people were happy with in order to lump them into a one-size-fits-all box.