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Discussion in 'The GatorTail Pub' started by Jaggator, Aug 12, 2013.
40 to 50 feet wide and still getting deeper.
It wasn't long ago near Clermont that some man was swallowed up in a sink hole and never found and he was in his own bed minding his own business...So sad!
This is one aspect of FL I don't miss. We have a few sinkholes here and there but nothing like this! When I worked insurance in FL the sinkhole ones were the ones that would give me troubles sleeping :laugh:
will the insurance cover the damage? they'll try to get out of it somehow.
Well when I worked in the field in FL you had to have a "rider" to cover sinkholes. They'll always find a way out of something.
At least it didn't eat someone like the one here in Seffner (near Brandon) did a few months back. That was freaky.
as the crow flies I live about 14 miles due north - my son who is a Lake County firefighter says it is an enormous hole
Bill's son is an arsonist. :whoa: Alert the authorities!
Aren't there 2 perils, catastrophic ground collapse and sink hole? CGC is covered in a normal policy, while sink hole requires a separate policy. Sink hole covers foundation cracks while CGC covers when your property is condemned much like we see in these pictures.
Yea, no reason to buy the stuff as they don't pay claims anyway sounds like.:no:
Going to take a lot of grout to fill that hole, might as well let it open up to become the areas newest lake
Not true. Check the Florida DFS website on how much $ ins. Companies have paid out in sinkhole coverage the last 10 years. Staggering number.
I have a crew heading up to Clermont today to begin testing around the affected area.
:laugh: You're getting into an area for the underwriters - I just typed their reports and sat in on meetings so I heard what was decided and why, but I didn't make the decisions. All I know is whenever there was a case that I was on that involved a sink hole, the first thing the adjuster would go into was the policy details (which I had to type out) and then he/she would discuss in their decision to cover or not cover whether the insured had a sink hole rider. Those that did, were covered. Those that didn't, they turned down.
Mind you, this was back in 1998, 1999 so things may have changed -- wouldn't surprise me because I always found that to be incredibly unfair.
You are correct.
I know they do, but you would not think so by reading comments some people like to make about insurance.
I'm glad to see that. And it wasn't that they didn't pay on it no matter what - most of the homeowners policies had the riders to begin with...along with riders for expensive jewelry, etc. All I had said was the ones that didn't have the riders ended up being denied. Again, a long time ago.
I remember this one older gentleman (in his early 90s, I think) had a rather large property and kept calling animal control or something complaining about rabbits or gophers digging holes all over his property. When he finally stepped out to look down one with a flashlight it had no bottom. The "rabbit holes" were little sinkholes opening up literally ALL over his property. The field map the agent drew up looked like Swiss cheese. Then the guy refused to leave his home, so the insurance company had to find a way to get one of those big mover things on the property to move the home (it was a mobile home) off the property safely and then put it somewhere else.
Has there been an increase lately in sinkholes down there BTW?