Scary stat

Discussion in 'Too Hot for Swamp Gas' started by sappanama, Jul 3, 2013.

  1. sappanama
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    sappanama VIP Member

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  2. gatordowneast
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    gatordowneast Well-Known Member

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    From the article "The government broadened the scope of disabilities to include stress, depression, and non-diagnosable things like aches and pains. I have stress, depression and pains too, but I get up at 5:15 every morning and go to work. The SSDI program is a joke. More than half the people on SSDI are lazy good for nothing leeches. They are sucking you and I dry while sitting around eating cheetos, watching Judge Judy on their government subsidized cable TV, and texting with other lazy ****s on their iPhones."

    Happening in private disability insurance also. We had a former business partner who had claimed he could no longer travel for business (airline or car) due to a bad back. He concocted the scheme over a 5 year time period going to an orthopedic doc and getting his aches and pains documented (they never could find evidence of injury). Finally he just got the doc to write a letter saying he could no longer travel due to the pain. (The doc had no idea that he had a policy from Provident Unum that said if you can't do the job you are hired to due, you are disabled and entitled to the claim). So he resigns for disability reasons and files claim with the insurer. (meanwhile he's playing golf, tennis, flying to Alaska to go salmon fishing, carrying 70 lbs of salmon down a river).

    They go to mediation and the mediator used to work with his father. The guy did not recuse himself nor tell the insurer but approved the claim. So Provident Unum is paying out $10 K month for the past 12 years and likely the next 25 or 30.

    And of course you can guess the guy's political party affiliation.
  3. QGator2414
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    QGator2414 VIP Member

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    I would think the insurer could sue the guy if they found out he was traveling for vacations and doing things hard on the back.

    I would be curious if insurers are using FB and twitter for these matters.

    That said it is likely he will get away with it and I will complain about the cost of our disability policy next year when it renews again. Hope we never have to file for a claim and can't wait to stop paying the premium...
  4. PSGator66
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    PSGator66 Well-Known Member

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    Those of us who have worked since our teens and contributed for decades to SS will never sniff a dime of it!
  5. PSGator66
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    PSGator66 Well-Known Member

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    Thanks Obama!!
    Last edited: Jul 3, 2013
  6. oldgator
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    oldgator Premium Member

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    sappanama---Gatordowneast is on target when he mentioned that govt has broadened the definition of 'disability' to include numerous other conditions.

    The lame attempt by a poster in this thread to put the blame on this solely on Obama is clearly trying to do BS spin.

    AMERICANS WITH DISABILITIES ACT OF 1990 came into law in 1990. Well before Obama, and either during Clinton's or GWB's admin. In any case, GWB and GOP had ample opportunity to revise or counter it if they wanted to try.

    I agree that the nebulous/vague/inexact criteria for declaring 'disability' with many conditions such as depression, neuralgia, etc have opened the door for abuse by people(both Dems as well as GOP).

    A group that should be held accountable along with patients making false or exaggerated claims are the doctors who cosign the fraudulent claim(much in same way doctors will sign their approval for someone to get a handicap parking spot who either doesn't need or would do better if they had to walk a bit)

    One thing not addressed in this thread is the with many disabilities a person is required to work even with the disability. And that they have their case reviewed on a regular basis by the govt(adding to the cost of this nightmare).

    This is an area in which I would like to see the use of lie detectors. That the govt should find means of legislating that a person testify under oath that he or she is filing for disability benefits within the law and not committing fraud.

    In this area I tend to be more con than lib, and tend toward the middle. I believe that disability should be available to those who do their part to work themselves and are truly disabled. I would like to see much tighter guidelines as to eligibility. And to put a very short period of time for a person to receive our money for their complaint of depression, or other psychiatric matter. That if a person is truly disabled in this area they should be institutionalized for better treatment to get them well(likely to scare the depression out of the ones who are trying to scam).
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  7. leogator
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    leogator Well-Known Member

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    I totally blame the doctors for issuing too many handicapped stickers. My wife had her left foot operated on and was on crutches for 3 months. She could drive since her right fot was OK. We would go to places and all the handicapped spots were taken by older people that seemed to be able to walk at a fairly good clip to their handicapped parking spots without a limp or other signs that they were handicapped. One of the most egregious violators was an older man that went to my gym and used to walk for 45 mins either on the treadmill or the track.

    I'm sure that they are just as permissive on the disability front.
  8. QGator2414
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    I agree with a lot of this. However the problem IMO would not be what it is today if the federal government had not created a system of dependence that has shifted the mindset of millions.

    Instead of people turning to their family in a time of need first followed by charity and community they now depend on and use the force of government.

    I don't have an issue with a program to provide necessities for those who cannot provide them for themselves. I think a program like this should be run from the state level but we have gone too far down the road for that to be a viable option until our debt blows up the country IMO.
  9. neisgator
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    neisgator Belligerent Gator

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    How about being a little honest. Just a little. If GWB or the GOP had tried to do something you'd be crying about them wanting people dying in the streets.
    That's what you do.
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  10. QGator2414
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    It would be interesting to see a statistic on doctors giving disability.

    I don't know this but I would guess a doctor is putting their license at risk if they are signing off on disability they should not be.
  11. sappanama
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    sappanama VIP Member

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    I agree that to many are given out, especially for to long. Looking through my practice I average 6 a year, and have for 19 years, mostly for post op joint patients, the rest I tell to park as far away as possible and get a little exercise.
    Likewise I have tried to push disability through on 1 patient in 19 years. He was a early 60's gentleman with a 10th grade education who had spent 40+ years installing flooring, unfortunately he also had had a heart attack and both knees replaced. The judge denied his claim for disability and recommended job training for a man that could retire in 4 years. This contrasts with a patient I saw in clinic for knee pain, 22 or23 yo on 100% disability for acne. When I pointed out that I didn't see any significant acne, she happily replied that it cleared up after having her 2 children. Amazing and unsustainable!!
  12. G8RKyle
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    G8RKyle Active Member

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    The acne couldn't have been that disabling if she was able to get knocked up with it.
  13. sappanama
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    sappanama VIP Member

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    Certainly it could have been bad, but not after delivery and she could have been a phone operator, the point is there is no follow up , no effort at fraud control. It is unimaginable and unsustainable
  14. g8tr80
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    g8tr80 Well-Known Member

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    true story - not in the US but the UK. A dear friend of mine got a job with a company out of London. It was nothing like they said it was going to be, and after dropping everything in the States and moving to the UK, she was severly stressed out. My friend went to a UK doctor on a totally unrelated problem. They got into a discussion about things and my friend brought up her job and how it isn't working out and she's kind of stressed about it. The doctor immediately wrote her a "perscription" which granted her 9 weeks paid leave from her job for STRESS. She used the time to come back to the states and find herself another job.

    How far do you think we are away from that? I say a year.
  15. texigator
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    texigator Well-Known Member

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    After I had my second total knee replacement in February, I went in late on afternoon to the DMV to get my handicapped parking tag and the clerk commented that I was the first person all day applying to get one that actually looked like I needed it.

    I think doctors consider it to be trivial and when their patient, that they know good and well doesn't need one, requests one, they just rubber stamp it.
  16. dadx4
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    dadx4 Well-Known Member

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    Disability will be bankrupt in the next 18 months. Socialism works wonders until you run out of other people's money.
  17. theorangebluewinagain
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    theorangebluewinagain Guest Premium Member

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  18. DieAGator
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    Wondering how much of those actuaries contribute to both parties wanting to get as many illegals paying taxes if possible, in case that would actually help. There's still the problem with massive tax rebates going to illegals as well. Surely that cannot continue while the country is being bankrupted.
  19. fastsix
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    fastsix Well-Known Member

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    Got a link to prove that? ;)
  20. SmootyGator
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    I had knee surgery last October and was on crutches for 6 weeks. I didn't get a handicapped permit. I was actually shocked at how many people thought I should get one.

    I'm under the impression that the handicapped spaces are for people that have serious trouble getting around.

    My father has had two hip replacements and one knee replacement, and although he doesn't *really* need it, he has a handicapped sticker for life. To his credit though (kind of), he only uses it when he can't find a regular spot.

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