I told you so.... I'm not sure it's a bad thing though there will be a lot of pain. It will lead to fewer doctors accepting "obamacare" plans and therefor RATIONING.... It will grow the "private" health care industry though. Much better services for those that actually pay. My view that this would all transform to a private/ public school model seems to be coming true quickly. The producers will have to pay for the lousy "government services" for the freeloaders as well as paying cash for far better services for themselves. http://www.bloomberg.com/news/2013-...fore-seeing-doctor-as-deductibles-spread.html When Barbara Retkowski went to a Cape Coral, Florida, health clinic in August to treat a blood condition, she figured the center would bill her insurance company. Instead, it demanded payment upfront. Earlier in the year, another clinic insisted she pay her entire remaining insurance deductible for the year -- more than $1,000 -- before the doctor would even see her. “I was surprised and frustrated,” Retkowski, a 59-year-old retiree, said in an interview. “I had to pull money out of my savings.” The practice of upfront payment for non-emergency care has been spreading in the U.S. as deductibles rise. Now, the advent of the Patient Protection and Affordable Care Act is likely to accelerate that trend.