Read it, and realize that Medicare/SS wealth redistribution programs, and the less you put into the program, the more you get out of it. The reason why I post this is to ask a simple question: Who should be paying your medical expenses and retirement? You? The Guvmint with your money? And, are you happy entering a ponzi scheme, when you know the population is getting older, and not really expanding? When is the ponzi going to break?