Got a Cadillac health plan? Get ready to kiss it good bye!

Discussion in 'Too Hot for Swamp Gas' started by PSGator66, Aug 12, 2013.

  1. gatordowneast
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    gatordowneast Premium Member

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    Massachusetts has the highest cost per person for health insurance in the country (family of four around $1800 month) and they still don't have health care costs under control. And they have a disproportionate # of young with 60 colleges and universities around Boston. OBTW- They still have about 7% of their citizens not covered.

    And Obamacare was modeled after that? Translated that means similar rates and 22 M still not covered after implementation.
  2. QGator2414
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    QGator2414 VIP Member

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    I am not sure this country will survive the statist the way we know/knew it...

    It started a while ago but it is getting worse and worse.
  3. Emmitto
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    Emmitto VIP Member

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    A lot of the "confusion" probably stems from overt lies like the one from this fellow:

    “Don’t forget — I got everybody in my state insured,” Romney told NBC News in an interview last Wednesday. “One hundred percent of the kids in our state had health insurance. I don’t think there’s anything that shows more empathy and care about the people of this country than that kind of record.”

    Read more: http://www.politico.com/news/stories/0912/81837_Page3.html#ixzz2c2c0oHQP
  4. QGator2414
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    QGator2414 VIP Member

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    :roll:
  5. gatordowneast
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    gatordowneast Premium Member

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    Well, maybe he did. But they are not all insured now. And...

    Not All Rosy for Health Insurers and Patients

    "Meanwhile, earnings for Massachusetts health insurers have plummeted, dropping by 50 percent or more at the state's top four providers, even as subscriber numbers have continued to rise across the board.

    While a greater percentage of Mass residents are covered by health insurance than in any other state, just having the coverage itself is no guarantee of prompt care.

    A recent informal survey performed by GoLocal found that new patients in Worcester face a wait of two to six weeks for a routine physical appointment with a primary care doctor, if they can schedule an appointment at all."

    http://www.golocalworcester.com/news/mass-leads-country-with-lowest-uninsured-rate/

    Also

    "The cost of health care and the annual rate of increase in health care spending
    remains a challenge. With no intervention, per capita health care spending in
    Massachusetts is projected to nearly double by 2020."


    Perhaps ACA should not have included the word "Affordable". Maybe they should have called it what Obama does...Obamacare?
  6. AzCatFan
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    AzCatFan Well-Known Member

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    Indigent care and medical bankruptcy aren't the only drivers for higher costs. We are getting older and living longer, which means more medical costs, as we spend something like 90% of medical costs the last 10% of our lives. New technology also drives up cost. If a new med tech treatment is better, it will be used, regardless of cost. But what can we do about containing these costs? Stop allowing people to live longer or not use better technology?

    The biggest part of the pie we have some control over is indigent care and those filing for bankruptcy with significant medical debt. 2 million bankruptcies a year with an unpaid liability of $17,000 for those with insurance, and $27,000 for those without insurance. Again, if the average bankruptcy filer has $20,000 in medical debts, that's an annual liability of $40,000,000,000 in unpaid liabilities that hospitals and other care facilities need to cover.

    Obamacare is based off the Mass plan. And yes, their healthcare costs are still rising. But there are also some major benefits, such as the highest rate of insured residents, while providing the 48th lowest expenditures in healthcare costs.

    Is the Mass system a panacea? No. Costs are still rising, with much if having to do with things we cannot control. If there is a horrendous flu season and more people needing care, costs go up.

    Still, if Mass sees a rise in healthcare costs of 9% (article predicts between 6% and 12%), that's still better than the 13% average increase we have been experiencing the past few decades. And doing it with the highest coverage rate in the nation.
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  7. VAg8r1
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    VAg8r1 Well-Known Member

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    Massachusetts does have the highest cost of health insurance in the country and it did before Romneycare was implemented. Since Romneycare was implemented premiums in Massachusetts have been rising at a lower rate than for the country as a whole.

    Impact of Healthcare Reform in Massachusetts
  8. Emmitto
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    Emmitto VIP Member

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    Let's go one at a time. When it comes to my family's health, the profits of insurance companies come in pretty low on the priority list. But we should examine this anyway, since it has been brought up.

    Earnings for what period of time? Like, was it a single quarter of 2012? How did the same insurers do the previous and following quarters? How about the whole year? How about all the years since Romneycare went live? And the earnings were down compared to when? Perhaps the previous quarter of the previous year (2011), another year when Romneycare was in full swing? And when earnings are down (even for a single quarter), what causes it? IOW, this loss of earnings, short or long term, for giant insurance companies...what's the context?

    For example:

    http://www.boston.com/businessupdates/2013/03/01/earnings-climbed-for-blue-cross-blue-shield-declined-for-other-health-insurers/ofysCEKE00cIq2M5Ie38VL/story.html
  9. DeanMeadGator
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    A recent informal survey performed by GoLocal found that new patients in Worcester face a wait of two to six weeks for a routine physical appointment with a primary care doctor, if they can schedule an appointment at all."



    Our daughter in law is from Canada, This is exactly the same problem they have with medical care.

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