For obamacare to work the young and healthy have to buy

Discussion in 'Too Hot for Swamp Gas' started by g8orbill, Dec 3, 2013.

  1. malligator
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    malligator Well-Known Member

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    No it is not. Romney's personal responsibility principle is that if you don't have health insurance and you go for medical care you will pay for it yourself. No write-offs. No free ER visits. If you incur a medical bill you will be responsible for it. Not having health insurance is not illegal as it is in Obamacare, but if don't have it you take responsibility for the consequences.
  2. gatorman_07732
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    gatorman_07732 Well-Known Member

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    Are you absorbing the mentality here, that we need government to mandate our personal responsibility.
    • Winner Winner x 1
  3. GT Gator
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    GT Gator Well-Known Member

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    First, unless the young person is making less than $9,500 per year, it's going to be potentially much more than $95.

    That being said, a much better question is:

    Do you honestly think that they young they are targeting have any idea whatsoever that they're going to be wacked by between 1% and 2.5% of their AGI if they don't buy insurance?

    IMHO, the vast majority of American have no clue whatsoever about the ACA or how it will affect them.
  4. dangolegators
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    dangolegators Well-Known Member

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    For any health insurance to work, the young and healthy must buy in. Did you guys with employer based insurance think only the old an infirm are charged for health insurance at your company?
  5. fredsanford
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    fredsanford VIP Member

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    29.000 people have signed up in the 2 days since the website went back up. Ruh roh, pubs.
  6. secgator
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    secgator Well-Known Member

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    29,000 down---a crap load more to go to hit their goal of how many MILLION??

    Ruh-roh communists.
  7. gatorman_07732
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    gatorman_07732 Well-Known Member

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    There is a difference between signing up and getting the policy. The backend of this site is a disaster. How many of those 29K people, if they contacted the provider would prove a successful link from the Healthcare.gov to the provider?
  8. fredsanford
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    fredsanford VIP Member

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    Now insurance is communism. Tinfoil hat city!
  9. malligator
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    malligator Well-Known Member

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    Insurance isn't. Government ownership and control of the insurance market is pretty damn close, though.
  10. secgator
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    secgator Well-Known Member

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    Sad isn't it when fred has to be explained the point of a comment--especially one so easily understood.
  11. gatorman_07732
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    gatorman_07732 Well-Known Member

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    The president is losing the young's support of this legislation. This was a big part of his base that carried him.

    http://www.bloomberg.com/news/2013-...h-president-on-obamacare-support-in-poll.html

  12. Claygator
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    Claygator Well-Known Member

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    This is true, but there is a very important distinction between the two. Obamacare covers pre-existing conditions; many private plans do not. A smart move for a young, healthy person is to ignore Obamacare until they need it--i.e. develop a problem first--then buy the insurance.
  13. gatorpa
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    gatorpa Well-Known Member

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    Not much personal responsibility when it's "subsidized" by the taxpayers! Or just flat out enrolling them in Medicaid. They could have done that with out 2000 pages. I think something like 400,000 of the newly insured are on Medicaid, that will surely low premiums and improve care. Go luck waiting in an ER near you!
  14. gatorpa
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    gatorpa Well-Known Member

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    Wait until they get their bill and then see the 2600 deductible, I should say wait until they use the plan and somebody explains they must pay the $2600 before the Ins kicks in! Love to see that face....
  15. TJtheGator
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    TJtheGator Well-Known Member

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    Good point. Most people have no idea how insurance works. When they pay monthly premiums, then get hit with the deductible, then get hit with a possible fraction of the remaining balance (ie 70/30, 80/20), it's gonna be bankruptcy city. Pure socialism (err communism) is what will follow when a substantial number of Americans is bankrupt.
  16. gatorpa
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    gatorpa Well-Known Member

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    Not sure it will be bankruptcy, but they'll soon figure out to just go to the ER and never pay any of the outstanding balances.
  17. gatorpa
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    gatorpa Well-Known Member

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    Here's a funny one, I just was on the BCBS fla site looking at policies as my employer based HC coverage has ended (left position). I buy my wife and kids Health Ins privately, so this is just for me. The site wants me to pick a pediatric dental plan and says it is mandatory in 2014. Why does a 45 y/ male need pediatric dental coverage? Every dentist I have ever known say most dental coverage sucks and don't get it unless you need major work.
  18. rivergator
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    rivergator Well-Known Member

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    You know, there's no insurance policy that's being run by 'Obamacare.' The govt is not issuing policies
  19. gatordowneast
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    gatordowneast Well-Known Member

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    I agree. My point to Fred is that those who are not going to buy it are lower paid young people in part time or not particularly great jobs (if they had decent jobs, wouldn't they have health insurance) and if they were making $50 K or more a year they would likely have a job that provided it. So for those youngsters barely scraping by, not going to happen. They can threaten, fine...whatever they want but when there is no money, there is no money.
  20. gatordowneast
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    gatordowneast Well-Known Member

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    No, the individual mandate is about buying insurance that is Obamacare compliant. It would be like an automobile insurer charging you for items on your car that you do not have, need or want, just because some do. Or your homeowners insurance agency charging you for coverage you do not want or need. Should you have to pay insurance rates to augment someone who builds in a flood plain or on the ocean in a hurricane prone area?

    Why should someone have to pay for mental health care or speech therapy or maternity coverage/breast pumps/day after pill or birth control when they are 60?

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