Conservatives: Pre-Existing Conditions?

Discussion in 'Too Hot for Swamp Gas' started by 108, Oct 5, 2013.

  1. 108
    Offline

    108 Premium Member

    Joined:
    Apr 3, 2007
    Messages:
    18,478
    Likes Received:
    487
    Trophy Points:
    83
    Location:
    NYC
    Ratings Received:
    +1,835
    Question for conservatives:

    Is it important to you that we have a health care system that doesn't exclude folks with pre-existing conditions, or rescinds customers that don't fit within the profit margins of health insurers?

    If so, how do account for it while keeping the private market in-tact, without it mimicking the mandate set by "Obamacare"?

    If not, explain your reasoning for it being less important then allowing for the previous model that didn't have any way of accounting for those folks.

    Thanks
  2. MichiGator2002
    Offline

    MichiGator2002 VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    16,932
    Likes Received:
    820
    Trophy Points:
    113
    Ratings Received:
    +3,626
    It is important to me as a fan of correct language usage and basic logical, rational thought that, if we have such a system, we just don't call it insurance.
  3. 108
    Offline

    108 Premium Member

    Joined:
    Apr 3, 2007
    Messages:
    18,478
    Likes Received:
    487
    Trophy Points:
    83
    Location:
    NYC
    Ratings Received:
    +1,835
    call it what you'd like, how would you account for it?
  4. g8orbill
    Offline

    g8orbill Gators VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    73,616
    Likes Received:
    5,296
    Trophy Points:
    113
    Location:
    Clermont, Fl
    Ratings Received:
    +11,458
    I have no problem with covering pre- existing conditions but think it should be for a higher price
  5. chompalot
    Online

    chompalot Well-Known Member

    Joined:
    Apr 3, 2007
    Messages:
    9,332
    Likes Received:
    113
    Trophy Points:
    63
    Ratings Received:
    +488
    Hopefully in the near future there won't be such a thing as a preexisting condition because all Americans will be covered from the moment of birth.
  6. g8orbill
    Offline

    g8orbill Gators VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    73,616
    Likes Received:
    5,296
    Trophy Points:
    113
    Location:
    Clermont, Fl
    Ratings Received:
    +11,458
    Yeah that is certainly moderate progressive position - chompy what you want is socialized medicine
  7. chompalot
    Online

    chompalot Well-Known Member

    Joined:
    Apr 3, 2007
    Messages:
    9,332
    Likes Received:
    113
    Trophy Points:
    63
    Ratings Received:
    +488
    Americans should have the same right to health care as they do to getting an education.
  8. 108
    Offline

    108 Premium Member

    Joined:
    Apr 3, 2007
    Messages:
    18,478
    Likes Received:
    487
    Trophy Points:
    83
    Location:
    NYC
    Ratings Received:
    +1,835
    so its just like a tough luck kind of thing?

    i have no problem with people being charged more for areas they can control, but i don't think its fair to charge folks more then others where it wasn't within their control....anyone of us could be born with defects, bad genes, etc...
  9. bakaduin
    Offline

    bakaduin Moderator

    Joined:
    Apr 3, 2007
    Messages:
    16,604
    Likes Received:
    215
    Trophy Points:
    63
    Ratings Received:
    +978
    Honestly if we could have a system like Canada or the UK I would be all for it. ObamaCare absolutely stinks though. Solves a few problems and creates many more. The real problem is lowering the cost of health care in the US.
  10. channingcrowderhungry
    Offline

    channingcrowderhungry Well-Known Member

    Joined:
    Apr 3, 2007
    Messages:
    5,174
    Likes Received:
    274
    Trophy Points:
    83
    Location:
    Bottom of a pint glass
    Ratings Received:
    +1,119
    I'll concede pre-existing conditions if we don't have to cover people that eat themselves into type 2 diabetes and other afflictions caused through unhealthy lifestyle choices.
  11. MichiGator2002
    Offline

    MichiGator2002 VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    16,932
    Likes Received:
    820
    Trophy Points:
    113
    Ratings Received:
    +3,626
    The healthcare system we need, I guess, would be one that gives people the most leeway to handle their own money in a way to guard against such expenses. At the end of the day, one person's medical bill is not anyone else's responsibility but their own.

    Here is the problem with this mindset of "you have to cover my preexisting condition" -- take George. George just was diagnosed with a chronic, serious illness that will require about $500k of total medical care over the next, say, decade. George goes to an insurance company and explains his situation, and then says "...so I would like to buy this insurance package here, that will cost me, total bill, premium, copay, deductible, out of pocket max, about $30k a year."

    So, George has offered to trade this company his $300k, for their $500k. That is like walking up to a kid with a cookie and saying "hey kid, I will make you a deal -- you give me that cookie... and I'll eat it".

    The law now says, though, that the insurance company must say "yes" to that deal for a loss. So they will either have to eat the loss and met it hit their employees and shareholders, or offset it by passing the loss to their other customers by raising premiums elsewhere.

    But why should they? It isn't the other customers, the employees, or the shareholders fault George is sick nor their problem to fix for him. If the feel an impulse to help him, it should be their choice. Charity is voluntary act, "charity" under force of law is rationalized theft.
  12. g8orbill
    Offline

    g8orbill Gators VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    73,616
    Likes Received:
    5,296
    Trophy Points:
    113
    Location:
    Clermont, Fl
    Ratings Received:
    +11,458
    They do get health care chompy- obamacare just gives them the opportunity to buy health insurance- it will not give them FREE health care
  13. 108
    Offline

    108 Premium Member

    Joined:
    Apr 3, 2007
    Messages:
    18,478
    Likes Received:
    487
    Trophy Points:
    83
    Location:
    NYC
    Ratings Received:
    +1,835
    that would be half of america :smoke:
  14. g8orbill
    Offline

    g8orbill Gators VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    73,616
    Likes Received:
    5,296
    Trophy Points:
    113
    Location:
    Clermont, Fl
    Ratings Received:
    +11,458
    Cry me an effin river - you and your exceptions- I guess how people live and eat have nothing to do with it- guess you are not a fan of personal responsibility
  15. 108
    Offline

    108 Premium Member

    Joined:
    Apr 3, 2007
    Messages:
    18,478
    Likes Received:
    487
    Trophy Points:
    83
    Location:
    NYC
    Ratings Received:
    +1,835
    well then we should get rid of insurance all together then, because that's exactly what spreading the risk does....

    society answers that question though, and while Obamacare may not be all that popular on face value, the majority don't agree with just saying "tough luck"
  16. 108
    Offline

    108 Premium Member

    Joined:
    Apr 3, 2007
    Messages:
    18,478
    Likes Received:
    487
    Trophy Points:
    83
    Location:
    NYC
    Ratings Received:
    +1,835
    how do you truly lower it with free market principles within the insurance model?
  17. chompalot
    Online

    chompalot Well-Known Member

    Joined:
    Apr 3, 2007
    Messages:
    9,332
    Likes Received:
    113
    Trophy Points:
    63
    Ratings Received:
    +488
    Now we just need to become more efficient by going to single-payer. Here's a promising prediction:

    Single-Payer Health Care Is Coming To America-Are We Ready?
  18. 108
    Offline

    108 Premium Member

    Joined:
    Apr 3, 2007
    Messages:
    18,478
    Likes Received:
    487
    Trophy Points:
    83
    Location:
    NYC
    Ratings Received:
    +1,835
    take a hike bill, if you can't have a discussion without getting emotional
  19. g8orbill
    Offline

    g8orbill Gators VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    73,616
    Likes Received:
    5,296
    Trophy Points:
    113
    Location:
    Clermont, Fl
    Ratings Received:
    +11,458
  20. g8orbill
    Offline

    g8orbill Gators VIP Member

    Joined:
    Apr 3, 2007
    Messages:
    73,616
    Likes Received:
    5,296
    Trophy Points:
    113
    Location:
    Clermont, Fl
    Ratings Received:
    +11,458
    Hahahaha- I am not emotional at all 108- just tired if the moochers thinking they are owed something

Share This Page