72 Absurd Items ObamaCare Requires Your Health Insurance to Cover

Discussion in 'Too Hot for Swamp Gas' started by diehardgator1, Nov 9, 2013.

  1. GT Gator
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    GT Gator Well-Known Member

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    My wife is a Certified Addictions Professional and works as a Psychotherapist at large treatment center. Her entire industry is gearing up to be absolutely swamped by addicts seeking treatment now that it must be covered under the ACA.

    They expect the rush to be particularly heavy on January 1st, when those suffering with addiction first sign up for ACA-compliant plans and immediately enroll in inpatient treatment centers.

    In some ways, I think this is great. My wife just received a very nice salary increase because CAPs are in HUGE demand right now. I also think it's great that long-term addicts can finally get the treatment they need (even though the recidivism rate among addicts in short-term inpatient treatment programs -- the types covered by ACA -- are massive).

    On the other hand, how fair is it that all the non-addicts now must pay large premium increases to suddenly start sending addicts off for inpatient treatment? Why should a life-long teetotaler pay for coverage that he'll never need?
  2. gatordowneast
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    gatordowneast Well-Known Member

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    Good question. My daughter is a speech pathologist. Most of her patients have insurance that covers this because they have kids with issues. But should people without kids have to pay for this coverage?

    Insurance is designed to insure against losses one cannot afford to pay out of pocket, correct? Maybe more should consider health savings accounts for the little stuff and insurance for the big stuff?
  3. corpgator
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    corpgator Well-Known Member

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    Well, it depends on if you believe in the "it takes a village" philosophy. Should the well to do with no children help support others with children? Without children, our society goes poof.

    I know that the response will be that it's socialist and people shouldn't be forced to pay and should donate of their own free will, but at this point, the country is drowning in medical costs.
  4. MichaelJoeWilliamson
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    MichaelJoeWilliamson Well-Known Member

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    It depends on if the help is coerced or voluntary.

    We live in a compassionate society and want to do for those less fortunate. I am not sure that means coercion though. And that is exactly what ObamaCare is; forced charity.
  5. corpgator
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    corpgator Well-Known Member

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    In a small society where many know each other, voluntary charity works. As society grows larger, it doesn't work so well anymore.
  6. MichiGator2002
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    MichiGator2002 VIP Member

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    Kind of a hollow complaint, given that we were conceived of and thriving as mostly local, or at least state communities as federalism would encourage, dealing with our issues on that level, but it has been liberal progressives driving us to ever more centralization and federalization. So we need more central statism to solve problems caused by central statism.
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  7. MichaelJoeWilliamson
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    MichaelJoeWilliamson Well-Known Member

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    Simply.Not.True.

    Look at the stats for per capita charity giving in the USA.
  8. MichaelJoeWilliamson
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    MichaelJoeWilliamson Well-Known Member

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    Hoisted on his own petard
  9. corpgator
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    corpgator Well-Known Member

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    Higher amounts does not necessarily mean higher effectiveness.
  10. vaxcardinal
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    vaxcardinal Well-Known Member

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    so does that mean insurance companies have to cover 100% of the cost in that list? I think the bulk of the items on the list are covered by my insurance company but they dont cover anywhere near 100%.
  11. gatorpa
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    gatorpa Well-Known Member

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    So along that line Women should pay the same rates for car insurance since they have husbands and fathers and sons right?

    It is a FACT that Women, use more doctors, have more illnesses to cover. That's why they pay higher rates.
  12. corpgator
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    corpgator Well-Known Member

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    Totally inequitable situation. Women are less risk drivers, which is something they can control. They can't control that they have a womb and that they carry babies. And if they didn't, then none of us would be here.

    Yeah, it's a FACT that they have more illnesses, but it's through no fault of their own and us as a society have an obligation to help them if we want to continue being one.
  13. brainstorm
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    brainstorm VIP Member

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    It is the insurance company that measures the risk when offering a policy and price.

    Women are less risky for auto insurance claims. Thus, lower price for the policy.
    Women are more risky for health insurance claims. Thus, higher price for the policy.
  14. MichaelJoeWilliamson
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    MichaelJoeWilliamson Well-Known Member

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    Way to attempt to change the premise
  15. rpmGator
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    rpmGator Well-Known Member

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    Preventive care is cheaper than waiting on the bad stuff to happen care.

    Better to nip it in the bud, than pay the higher prices later.
  16. MichaelJoeWilliamson
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    MichaelJoeWilliamson Well-Known Member

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    Agreed. But engaging in preventative care or not is the responsibility of the individual, not the state.
  17. GatorFanCF
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    GatorFanCF Premium Member

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    Insurance is designed to insure against losses one cannot afford to pay out of pocket, correct? Maybe more should consider health savings accounts for the little stuff and insurance for the big stuff?

    Read more: http://www.gatorcountry.com/swampgas/showthread.php?t=277122&page=2#ixzz2kS5Mzkqg

    Conservative: "exactly, correct - and that is what I currently have."
    Liberal/Progressive: "and this is known as 'crap insurance'; but, we are here to help and make your life better (and it's going to happen whether you like it or not)!"

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